TSYS > Solutions > Hybrid
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Many consumers find it challenging to manage multiple cards, multiple statements, multiple customer service numbers and multiple loyalty programs. TSYS HybridSM is an all-in-one credit card solution that gives consumers the ability to pay from multiple accounts linked to a single card.

The only card that changes with consumers’ needs, TSYS Hybrid provides a flexible payments solution that offers them enhanced financial control and ready access to consolidated purchase and rewards information.

With added flexibility over traditional cards, TSYS Hybrid brings unparalleled convenience to our clients’ cardholders and their business. Payments are essentially transacted in a unique ‘hybrid’ form to incite consumers to carry credit balances or ‘pay now’ from their deposit accounts — whichever choice works best for them. Credit, checking and other deposit accounts may be used for payments, creating a consumer-directed method for managing household finances.

Do more than simply pay on one account

Our hybrid solution provides clients with multiple advantages, including:

  • Competitive differentiation
  • Transaction and revenue growth
  • Increased loyalty
  • Growth in new customers
  • Access to additional transaction data
  • Reduced costs of acquisition and processing by using a single card instead of multiple ones

Hybrid cards provide consumers with:

  • Flexible payment choices
  • Pooled rewards
  • Mobile access
  • Ability to manage one relationship using up to four accounts

For more information, contact your TSYS client representative or TSYS Sales at +1.706.649.2307, or sales@tsys.com.