Credit Decisioning and Application Processing
TSYS® understands that issuers need to grow portfolios by adding profitable and low-risk customers, and we give you the ability to activate your customized new account acquisition strategies with greater control, more freedom and more efficiency.
Our credit-decisioning and applications-processing solution uses a simple point-and-click graphic user-interface to streamline the process of building account acquisition strategies. As a result, you can design and implement tailored acceptance screens in hours instead of weeks. New acquisition strategies are illustrated simply and intuitively for the benefit of all business users, not just those who can decipher complicated “software-speak.”
Once the strategies have been designed, tested and implemented, application information can be captured by an online screen or fed into the system en masse and decisioned on a real-time basis. Our solution uses rules-based technology to analyze various components of applicant and credit bureau data. Then, based on the strategies you’ve defined, our solution makes automated product and credit-line assignments.
Because TSYS allows you to retain full control of your credit-decisioning process, you can offer the right product to the right applicants at the right price.
For more information, contact your TSYS client representative, or TSYS Sales at +1.706.649.2307 or sales@tsys.com.