White Papers
- Turning Customer Data into Action
Customer data is one of a company's greatest, yet often underutilized assets. Learning about your customers and using that behavioral and transactional data to inform more relevant and meaningful customer interactions is the key to creating, building and maintaining strong customer relationships – and gaining a distinct competitive advantage. Read more here - Europay/MasterCard/Visa (EMV) Smartcard Payment System
Replacing the old magnetic stripe card transaction processing method with the EMV smartcard payment system will ultimately benefit the merchant, banks and consumer with decreased fraud and overall costs to all parties. Read more here - Mobile Wallets Utilizing Near Field Communication Technology
Near Field Communications is not the only new point-of-sale transaction method, but it is getting most of the attention in the payment industry. Learn more about what is driving mobile wallets toward this technology. Read more here - The Durbin Amendment and the Payments Value Chain – A Current Look
The intent of the Durbin Amendment was to transfer wealth from the Issuing banks to the merchants with the hope that it will result in lower prices for consumers through lower fees to merchants. This paper seeks to clarify issues and discuss the impact on the industry as a whole. Read more here - Insourcing versus Outsourcing in Merchant Payment Processing
Evaluating your business and whether to outsource your processing. Read more here