As products and portfolios become more difficult to manage and differentiate, financial institutions need sound, analytical insight that helps them target attractive customer segments, create the right value proposition and strengthen their brands. Portfolio Management takes an overall view of the company’s account segments (such as loyalty, merchant, consumer, etc.), allowing them to gain control, deliver meaningful value to the business and drive profitability.
From new account acquisition to data management, reporting and information services, TSYS® is committed to the development and delivery of key products and services that help our clients improve their business-planning efforts and address fundamental challenges facing their organizations. We offer an array of the industry's most effective portfolio management technologies. These services, when combined with the power of our core processing engines, generate the incremental value that enables TSYS clients to surpass the industry growth average.
TSYS implements, develops and supports various products that improve the performance of cardholder portfolios and significantly enhance profits. These products allow clients to develop strategies that improve targeting and services for the client and the cardholder. Portfolio Management Resources include:
- Probe SMSM by Experian identifies the right solution for the right customer at the right time by turning customer relationship management into an actionable set of decisions.
- FICO's TRIADTM maximizes portfolio performance and increases profitability by managing risk and reward with predictive behavior scoring.
- Advance BK combines account performance attributes with global transaction activity to minimize portfolio risk and avert losses for continued success and growth.
- Small Business Risk Portfolio Score enables organization of small business accounts by risk level and identifies potential cases of insolvency or slow payment.
- Paymentflex® is the only credit card program that rewards cardholders with Cash-Back Savings based on their payment behavior, giving them choice and control in managing their debt.
For more information, contact your TSYS client representative, or TSYS Sales at +1.706.649.2307 or sales@tsys.com.